Microsoft Money is a powerful personal finance software that gives you the efficient money management with ease. Now you can stay on top of the credit and debt by keeping your finances simple with this tool. It is designed to help you stay organized in your money matters, be it be balancing your checkbook or raising your credit score. It organizes your accounts in one place and helps you by saving your time and money and reducing your debt. It is suitable for home and small business users as it covers almost all aspects of the finance from savings and bill payments to creating reports and planning for retirement.